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The No. 1 rule of personal finance is to spend less than you earn. So if you want to get ahead financially, it’s important to save money where you can.

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If you’re eager to boost your ear

Aramco has become the world's biggest IPO,

 topping the $25 billion 2014 listing of China's Alibaba, despite limited interest from foreign investors leading it to cancel roadshows in New York and London.

It opted instead to sell just a 1.5% stake in Riyadh and rely mainly on domestic and regional buyers.

Some analysts said there could be a lag before the Aramco price settles and some investors take profits from the IPO.

"After Aramco hits $2 trillion, investors will ..

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Bernstein analysts

Bernstein analysts initiated Aramco with an "underperform" rating, estimating its value at around $1.36 trillion. This compares with U.S. energy giant Exxon Mobil's valuation of less than $300 billion.

"Saudi Aramco is the largest, most profitable oil company in the world - but size is not everything," they wrote, flagging the risk of slow net income growth if oil prices stay flat.

Bernstein's note said Saudi Arabian Oil Co (Aramco) should trade at a discount rather than premium to international oil majors, with corporate governance "the key risk for investors" as Saudi Arabia will own more than 98% of the company.

"A valuation discount to western oil majors seems warranted," Bernstein said of Aramco, whose shares gained the maximum 10% allowed by the Riyadh exchange on their Wednesday debut. They hit 38.7 riyals ($10.32) on Thursday, before easing to 37.5 riyals, putting its market value at $2 trillion.

Some 406 million

Some 406 million Aramco shares had traded as of 0841 GMT on Sunday, Refinitiv data showed.

Additional demand, particularly from "passive" investors, is expected this week, as Aramco's shares will join the Tadawul index and global benchmarks such as MSCI.

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Saudi Aramc

Saudi Aramco shares were up 1% at 37.2 riyals ($9.89) in early trade on Sunday.

The state-owned oil company listed 1.5% of its shares at 32 riyals on Riyadh's Tadawul exchange on Dec 11 in the world's largest initial public offering (IPO).

Initially valued at $1.7 trillion, the shares have since hit $2 trillion, a value long sought by Saudi Crown Prince Mohammed bin Salman.

The IPO is the centrepiece of the Saudi leader's plans for diversifying the economy away from it ..

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Citing several

Citing several newspaper reports in its application, including the proposed sale to Saudi Aramco, the government told the court, “RIL is in a massive group debt of Rs 2.88 trillion (Rs 2.88 lakh crore). It is in the process of selling, transferring, mortgaging, disposing of, alienating and creating third-party interest in the movable and immovable properties to cover its debt.”

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he Centre further argued that

he Centre further argued that “RIL in future may also liquidate/sell its assets and properties” and there would be nothing left for the government to execute its arbitral award. The government said it has no knowledge of the “business plan” of RIL and neither has any control over the same.

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ring arguments in the case, the government so

Duught the court’s direction to RIL and BG to secure $4.5 billion towards the arbitration award. Asking RIL directors to file an affidavit disclosing the company’s assets, the HC’s commercial bench said it would examine the issue at its next hearing on February 6. The government has insisted that RIL and BG must provide adequate security.

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